Measures for promoting the development of science and technology finance in Songshan Lake (Ecological Park) in Dongguan
(Songsheng [2017] 12)
1. The scope of application of this method includes:
(1) the scientific and technological enterprise or traditional dominant enterprise in Songshan Lake (Ecological Park).
(two) financing Guarantee Corporation and banks signed a cooperation agreement with the Songshan Lake (Eco Park) management committee. The list is based on the publicity of Songshan Lake (ecologic Park) management committee's official website.
These measures include: not funded in Songshan Lake (Ecological Park) CMC official website publicity to the community, received the relevant departments, units or individuals to apply existing business verified feedback illegal situation, the Songshan Lake (Ecological Park) CMC decided not to award for enterprise application.
Two. The conditions and standards for the application of subsidy for financing guarantee.
(1) application conditions:
1. a scientific and technological enterprise or a traditional dominant enterprise registered in the Songshan Lake (Ecological Park) by the administrative organs of industry and commerce;
2., through financing cooperation with Songshan Lake (Ecologic Garden) management committee, Guarantee Corporation secured loans by means of financing guarantee, and the lending institution was a cooperative bank of Songshan Lake (Eco Park) management committee.
3., the financing secured loan funds can only be used for technology development, technological transformation, equipment purchase, liquidity turnover and other production and operation activities, and can not be used for other purposes such as equity interest investment and other loan contracts.
(two) the subsidy standard: the enterprises that get loans will be given 90% subsidies based on the actual payment of their loan projects, and the subsidy time of the same enterprise is not more than 2 years, the annual maximum subsidy is 300 thousand yuan per year.
Three, the conditions and standards for the application of financing guarantee risk compensation and reward:
(1) application conditions:
1. the financing Guarantee Corporation approved by the financial supervision department to carry out the financing guarantee business in Dongguan;
2. to sign a cooperation agreement with the Management Committee of Songshan Lake (Ecological Park);
3., the guarantee object is a technology based enterprise or a traditional dominant enterprise registered in Songshan Lake (Ecological Park), and the lending institution of the guarantee business is a cooperative bank of Songshan Lake (Ecological Park) management committee.
(two) risk compensation standard: to co financing Guarantee Corporation in the park to carry out the financing guarantee business compensatory loss (loss of principal) and verification process, according to the Songshan Lake (Ecological Park) new year business balance 10% for the provision of risk compensation; compensatory loss of individual financing of Guarantee Corporation. No more than 5 million yuan every year. If the total amount of the risk loss is lower than the limit, the total amount of compensation shall be given, while the total amount of the risk loss exceeds the limit, the excess part shall be borne by the financing Guarantee Corporation.
(three) award criteria: financing Guarantee Corporation in Songshan Lake (Ecological Park) to carry out the guarantee business, then no compensation for losses, according to the Songshan Lake (Ecological Park) issued 1% new security services give businesses incentives; every year the highest award 2 million yuan financing Guarantee corporation.
The application conditions and standards, the first four credit loan risk compensation and reward:
(1) application conditions:
1. the bank and its branches have been approved to carry out credit loan business in Songshan Lake (Ecological Park) and sign a cooperative agreement with the Songshan Lake (Ecological Park) management committee.
2. registered in Songshan Lake (Ecological Park) science and technology enterprises or traditional advantage enterprises upfront payment credit.
(two) risk compensation standard: for the distribution of cooperative banks to enterprises in the park's first credit loans bad, can be compensated by the loss of the principal credit loan business 20%, obtained by individual enterprises to enjoy the support of the loan risk compensation shall not exceed 2 years. The credit loan risk compensation funds obtained by the bank from the two level finance of the city can not exceed the sum of the actual principal losses. The conditions for the identification of credit risk loss are specified by the cooperation agreement signed by the Songshan Lake (Ecological Park) Management Committee and the cooperative bank.
(three) award criteria: on cooperative banks to carry out the first credit loan business and that did not occur in bad loans, risk compensation in balances, give rewards according to new year business bank enterprise credit first actual payment of 1% of the total; each bank every year, the highest award 1 million yuan.
(four) cooperative banks should periodically send the first credit enterprise list submitted to the Songshan Lake (Ecological Park) bureau of science and technology innovation for the record, submit the contents should include the name of the enterprise, loan amount, loan period.
Five. Application conditions and standards of credit loan discount:
(1) application conditions:
1. a scientific and technological enterprise or a traditional dominant enterprise registered in the Songshan Lake (Ecological Park) by the administrative organs of industry and commerce;
2. by the Bank of Songshan Lake (Ecological Park), the bank has obtained the credit of enterprise credit.
3., the loan funds obtained can only be used for production and operation activities such as technology development, technological transformation, equipment purchase, turnover of circulating funds, etc., and shall not be used for other purposes other than contractual loans such as equity interest and investment.
(two) discount standard: to get loans from the bank enterprise cooperation, in accordance with the actual loan interest payment of 10% to give discount loans for credit loans; as the first, according to the enterprises of the loan interest actually paid 20% to give discount. The total amount of the two level fiscal discount interest of the city park is no more than 90% of the actual interest paid by the enterprise, and the maximum interest discount time of the same project is no longer than 2 years, and the highest discount rate of each enterprise is 300 thousand yuan per year.
Six. The application conditions and standards of the re subsidy for the evaluation fee for the patent pledge loan:
(1) application conditions:
1. the industrial and commercial administrative organs shall be registered according to law was established and registered in the Songshan Lake (Ecological Park) science and technology enterprises or traditional advantage enterprises, and by the Municipal Intellectual Property Bureau audit and registration, patent pledge loan loans from lending institutions (including the financial institutions supervision department approved financial institutions, loans in the city of Dongguan and the establishment of Dongguan city in Guangdong province people's Government approved the Finance Office of the small loan company);
2., for the purpose of pledge financing, patent valuation has been carried out, and the financial assessment fee has been granted through the Dongguan municipal patent promotion project subsidy (Revised) (East Office [2016] 20). Dongguan's financial evaluation fee is subsidized.
(two) the standard of re subsidy: subsidies to 40% of the actual assessment costs for the supported enterprises; the maximum subsidy of 300 thousand yuan per year for each enterprise.
Seven. Application conditions and standards of insurance subsidy for science and technology:
(1) application conditions:
1. the high and new technology enterprises of Songshan Lake (Ecological Park) or small and medium sized enterprises of science and technology. High tech enterprises in this article refers to the measures for the management of high-tech enterprises through "(National Science at 2016 No. 32) recognized by the national high-tech enterprises; small and medium-sized enterprises which are consistent with the relevant national classification standards for small and medium-sized enterprises, in the" high new technology in the field of "National key support, continued research and development and technological achievements transformation, enterprise core has independent intellectual property rights, registration or establishment of more than 12 months, the number of workers in the 300, the main business income of not more than 100 million yuan, the non-listed company mainly engaged in high-tech products research, development, production and service;
2. the subsidy of science and technology insurance of the Municipal Science and Technology Bureau has been obtained.
3. the insurance institutions of science and technology insurance are selected by the Municipal Bureau of science and technology through public bidding.
(two) the subsidy standard: for enterprises that have priority in guiding insurance categories, they will be subsidized by 30% of the actual expenditure premiums, and the enterprises that are generally guided by insurance will be subsidized by 20% of the actual expenditure premiums, and the maximum subsidy amount per enterprise is 200 thousand yuan per year.